Understanding Uber Injury Lawsuits and Legal Options: What You Should Know
Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can request a ride within minutes, simplifying the way we move around. Despite its convenience, risks still exist. Crashes can still take place, leading to potential passenger injuries.
This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, and the legal steps involved in pursuing compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer many different types of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Cervical Strain: This neck injury is common in rear-end collisions, causing pain and limited mobility. uber accident claims settlement Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability could fall on the Uber driver, other motorists, or other third parties.
Driver Liability: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.